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What does workers’ compensation insurance cover?

Workers’ compensation insurance from Armadillo Insurance Agency is a form of insurance that provides protection for employers and employees in the event of an injury or illness suffered as a result of work. It covers medical expenses, lost wages due to an inability to work, and other losses related to the injury or illness here in the Austin, TX area.

Additionally, it can also provide death benefits for families of workers who die due to an injury or illness suffered in the workplace. With workers’ compensation insurance, employers are protected from lawsuits resulting from work-related injuries and illnesses, and employees can be compensated for losses suffered as a result of their work. 

Workers’ compensation insurance typically covers medical costs associated with a workplace injury or illness, such as doctor’s visits, hospital stays, prescription medications, and physical therapy. It may also provide benefits for lost wages due to an inability to work or death benefits to the families of workers who died as a result of their job. In some cases, it can cover vocational counseling and retraining fees if an employee is unable to return to work due to an injury or illness. 

In most states, employers are required to carry workers’ compensation insurance in order to provide these types of benefits to their employees. The details of coverage may vary by state, but the basic concept remains the same: employers are responsible for providing financial protection to their employees if they’re hurt or become ill on the job.

Reach Out To Us!

For more information or to find a policy that meets both your needs and your budget, give us at Armadillo Insurance Agency a call today. We proudly serve the Austin, TX area and would be glad to help you protect your business and your employees.