Month: November 2023

Flood insurance is designed to pay for the repair or replacement of your home’s exterior and interior, all the structures on your property, and more. Many people who live in areas that flood invest in this form of insurance because homeowners insurance doesn’t cover flooding. Often, if a person lives in an area where the potential threat of flooding is elevated, flood insurance is a wise investment. Our team at the Armadillo Insurance Agency is invested in educating Austin, TX residents about the benefits of flood insurance. 

What is flood insurance?

In short, flood insurance provides financial compensation for the repair, restoration, or rebuilding of flood-damaged properties. Clothing, furniture, and other personal belongings are covered by flood insurance. Flood insurance is designed to completely restore, repair, and or rebuild a house after a flood has occurred. Unlike homeowners’ insurance, flood insurance is only designed to pay for the repair, replacement, or rebuilding of properties damaged by flooding. An insurance agent reviews topographical maps and other tools to discover floodplains and other areas where flooding could take place and can help determine if flood insurance is a wise investment.

Will flood insurance cover the repair of my flood-damaged car?

No. Flood damage is designed to cover the interior and exterior of your home’s structure, your foundation, all of your belongings, and all the other structures on your property. However, flood insurance doesn’t cover any flood damage your car sustains from a flood. Instead, your car’s flood damage is covered by your comprehensive auto insurance policy.

If you have more questions regarding what’s covered by flood damage, call us at Armadillo Insurance Agency in Austin, TX. We’d be happy to answer your questions.